Guaranteed Income

Financial wellness can incorporate many things — handling debt, paying off student loans, saving for family priorities. A recent primer on the subject argues that it also encompasses retirement readiness, but with a twist: employees’ retirement readiness also benefits employers.“Retirement... READ MORE

Have you driven the Capital Beltway ringing Washington, D.C. at rush hour, or the highways around Los Angeles, Atlanta and a host of other major cities? It takes something to overcome the inertia of hurry up and wait to make real progress toward the end goal. That “something” can be mysterious when... READ MORE

If you’re of a certain age, you may remember mood rings, the once-trendy jewelry whose gem changed color depending on one’s mood. So what color is the retirement readiness mood ring? Violet (happy), gray (anxious) or amber (nervous)? Recent studies and insights give us answers as varied as the... READ MORE

The Pension Benefit Guaranty Corporation (PBGC) would have billions more to work with under the federal FY 2018 budget proposal unveiled May 23.The Trump administration’s first budget includes provisions relevant to the PBGC that would: make changes to PBGC premiums that would raise $21 billion;... READ MORE

Are your participants dazed and confused about retirement planning and its importance? If so, studies suggest they may not be alone. But recent blog entries offer a way to dispel the fog.On PenChecks’ blog, Carol Buckmann makes the case for increasing participants’ grasp of retirement plans and... READ MORE

The number of workers participating in the Social Security system has risen, as has the number of people receiving benefits. But while the importance of Social Security has increased, say recent reports, individual retirement accounts figure very prominently as well.Social SecurityEighty years... READ MORE

Why would an individual opt to receive a lump sum payment? Some experts offer their insights.The entire matter, MetLife says in its recent study, “Paycheck or Pot of Gold Study: Making Workplace Retirement Savings Last,” is a relatively new phenomenon. The study points out that defined benefit... READ MORE

The Pension Benefit Guaranty Corporation (PBGC), the agency created to address the problem of insolvent pension plans, has had solvency problems of its own. But its condition improved somewhat in 2016, according to new data.The PBGC has released data concerning its assets, liabilities premiums and... READ MORE

The Pension Benefit Guaranty Corporation (PBGC) has expanded the availability of filing information for those who use “My PAA,” its online premium filing system. It made the announcement on April 24.My PAA account holders now can view the comprehensive premium filings that were successfully... READ MORE